Welcome to A+ Personnel

A+ Personnel was established 27 years ago to provide temporary, consulting and direct hire staffing services to corporations located in New Jersey and New York. We are a family owned, women’s business enterprise.

Our success has come from the numerous long-term relationships fostered with our clients by delivering outstanding customer service, understanding their needs, and maintaining a good sense of humor!

A+ Personnel offers the type of customer service that can only be provided by an independent firm. After all, our success relies solely on your satisfaction, nothing more.

We treat our candidates with respect and go the extra mile by offering career coaching, resume preparation and review and interview preparation. We believe both the candidate and the client must be happy or we have not succeeded in our mission.

A+ Personnel provides qualified temporary and direct hire candidates in the following areas:

  • Accounting
  • Banking
  • Continued Medical Education
  • Engineering
  • Finance/Brokerage
  • Human Resources
  • Information Technology
  • Insurance
  • Legal
  • Manufacturing
  • Marketing
  • Office Support
  • Pharmaceutical
  • Publishing
  • Sales
  • Shipping/Distribution

Our bottom line…to make a positive impact on your bottom line, by delivering the qualified candidates you and your company need to succeed.

Administrative Assistant – Parsippany, NJ

Administrative Assistant – Parsippany, NJ

Our client needs your administrative expertise to support their National Sales department!

Responsibilities:

  • Maintain the National Sales database
  • Manage all sales records through the Salesforce Program
  • Research potential clients
  • Monitor progress towards achieving National Sales goals
  • Track attainment of sales goals and take action as needed to ensure success
  • Compiles monthly sales activity reports and briefs
  • Update the VP of Global and National Accounts on the sales activity

 

Requirements:

  • MUST have Salesforce Experience
  • MUST have strong Excel and Word skills
  • MUST be organized and detail oriented
  • Possess strong multi-tasking skills
  • Must be well-spoken with strong interpersonal skills
  • Must be punctual and dependable

Accounts Payable Clerk

 Accounts Payable  Clerk – Jersey City, NJ
 This busy position reports to the Accounting Manager.

 Responsibilities:

  1. Supervise one A/P Associate and one P/T employee
  2. Utilize computerized Accounts Payable System
  3. Entering invoices into the system
  4. Paying invoices according to the policies of company
  5. Interacting with vendors
  6. Processing internal check requests
  7. Prepares the Federal and State Form 1099 at year end

Requirements:

  1. Must have 2+ years A/P experience
  2. Experience interacting with vendors
  3. Must be able to work in a fast paced environment
  4. Must be detail oriented
  5. Must possess strong communication skills

If qualified and interested, please forward your resume as a Word.doc attachment to:  JillR@AplusPersonnel.com

Banking – Portfolio Manager

 

Portfolio Manager – responsible for the overall asset management and reporting for a portfolio of loans to support the development of housing, early education, charter schools, other community facilities, small businesses, and others.

 

Responsibilities include:

 

  • Loan Monitoring –responsible for the ongoing asset management of a portfolio of housing, community facility, small business and other loans, including developing a relationship with each borrower and conducting regular loan monitoring reviews.
  • Prepare Credit Reviews for each loan on a regular schedule to review overall asset quality, including performance against original underwriting expectations.
  • Consult with the original Underwriter to obtain insight for analyzing the credit condition of the borrower/sponsor and/or project and additional information related to the borrower relationship.
  • Site visits –will conduct regular site visits and prepare site visit reports for loans in his/her portfolio in accordance with Credit policies and procedures.
  • Loan Extensions and Modifications –work closely with the borrower to provide a preliminary assessment of the necessity and feasibility of such extension or modification, and communicate with the Deputy Senior Credit Officer.
  • Conduct an analysis of the credit and make a recommendation as to the extension or modification terms and conditions, if an extension or modification is deemed appropriate.
  • Non-performing Loans – provide support, as requested to the Deputy Senior Credit Officer in managing non-performing loans, including but not limited to conducting site inspections, appraisal reviews, and borrower or project financial analysis.
  • Reporting – responsible for reporting on the overall portfolio, including and not limited to assessing asset quality, stress testing, industry and market analysis, asset allocation, reserves and non-performing loan analysis.
  • Perform other related duties as assigned.

 

 

Requirements:

 

  • Undergraduate degree in a relevant area of study such as real estate, urban planning, business administration or finance.
  • Relevant work experience in commercial lending function (commercial real estate, construction, small business lending, etc.) preferably with a community bank or community development financial institution
  • Credit training (formal or on-the-job) at a commercial bank, credit union or community development financial institution that is recognized and well regarded for its credit risk acumen
  • Experience with loan, legal and collateral documentation and compliance
  • High degree of self-motivation, dedication, creativity, and perseverance, including flexibility with time and willingness to accept a demanding (and personally satisfying) position.
  • Experience in real estate-based or business lending, including credit analysis, due diligence and loan documentation
  • Proficiency in analyzing financials of nonprofit organizations, small businesses, and real estate operation (in particular, rental housing and community facilities).
  • Familiarity with federal, state, and local government funding sources for capital and operating needs of multi-family housing, special needs housing, and community facilities.
  • Working experience with both private sector financial institutions and public agencies.
  • High level of analytical and research expertise
  • Able to take “full ownership” of issues until they are completely resolved
  • Unpredictable hours, and ability to work long hours including weekends and some evenings

 

If qualified and interested, please forward your resume as a Word.doc attachment to: JillR@AplusPersonnel.com

Banking – Business Services Officer

Great opportunity for those with an entrepreneurial spirit!

Business Services Officer – is responsible for establishing and maintaining

Business Services, providing clients with Business Tax and Advisory services.

Responsibilities:                  

 Build and maintain commercial client base

  • Assess clients business tax, accounting and advisory needs and establish accounts as appropriate
  • Establish small business relationships including:
    • Tax preparation of business taxes
    • General ledger and bookkeeping services
    • Payroll services
    • Financial planning and other financial services
    • Business financial software
    • Government compliance
    • Small business advice
  • Adhere to current Standards of Service Performance.
  • Adhere to current compliance standards.
  • Performs other related duties as assigned.

Requirements:

 Bachelor’s Degree or equivalent work experience

  • CPA a plus!
  • 5+ years of experience providing similar services to organizations
  • Proficiency with Windows and Excel
  • Demonstrated sales/business development experience and success
  • Fundamental understanding of profitability
  • Complete ongoing compliance training
  • Excellent leadership, interpersonal, team and communication skills (written and verbal)
  • Ability to establish credibility and rapport; is friendly and personable looking for ways to benefit the customer.
  • Excellent communication and interpersonal skills.
  • Proven ability to demonstrate and coach exceptional customer service.
  • Ability to communicate and function professionally with all levels of personnel and business partners across the organization.
  • Excellent customer contact skills; comfortable asking questions/ interviewing customers about their financial situation; strong listening skills
  • Understand how to present features and benefits of product and services to customers with differing needs.
  • Must stay current on operational, product, and system changes/enhancements, as well as demonstrate good risk management decisions.

If qualified and interested, please forward your resume as a Word.doc attachment to: JillR@AplusPersonnel.com

Banking – Loan Servicing Specialist

 The Loan Servicing Specialist is responsible for accurately processing and administering the loan servicing duties listed below in addition to cross training to perform other functions within the department.

RESPONSIBILITIES:

  • Preparing Checks, Depositor Credit, Wire Transfer and Loan Debit for  all Loan Closings.
  • Accurately input all new loans, renewals and extensions on the Fiserv System.
  • Accurately input all participants on loans that bank sold participating interest on the Fiserv System.
  • Perform file maintenance on the Fiserv as required.
  • Process all loan payments either through tickets or block entries.
  • Print, review and mail out billing and delinquency and maturity notices.
  • Print all rate changes, payment changes and escrow analysis for review and mailing

by the Loan Servicing Manager.

  • Process Countrywide monthly payments and accrue interest receivables.
  • Update the participation Purchased and Sold Reports at the end of each month.
  • Research and gather all information for HMDA Reporting.
  • Download the current year’s HMDA soft ware via the FFIEC website.
  • Review all Residential Loan Applications for applicability for HMDA Reporting.
  • Gather all information from Applications to be inputted on the HMDA LAR.
  • Electronically file the HMDA LAR before March 1 each year.
  • Prepare wire transfer and process tickets on all participation loan payments.
  • Issue Payoff letters.
  • Respond to internal and external customer’s inquiries.
  • Assist with the daily file maintenance.
  • Assist with return checks processing.
  • Process non-posted items daily, Loan Charge offs and non-accrual loans.
  • Prepare cancellation on paid loans and send them out for recordation.
  • Manage Visa Card transactions and reporting
  • Manage insurance and collateral on all loans such as real estate, auto, hazard, flood, and business Liability.
  • Update Loan Data Base for tracking Insurance on escrow and non-escrow Loans.
  • Manage Tracking and Payments of Real Estate Taxes on Collateral.
  • Loan Servicing and Legal Documentation Secured Filing and Tracking operations.
  • Accurately Prepare and Review Reports
  • Request documents from the FHLB on loans no longer pledged
  • Loan Processing and Reconciliations

REQUIREMENTS:

  • College degree or equivalent business experience
  • Knowledge of loan servicing and compliance related issues
  • 3-4 years experience in loan servicing area
  • Excellent verbal and written communication skills and possess a high degree of attention to detail
  • Ability to handle confidential material in a professional, highly ethical manner
  • Good time management and organization skills to effectively prioritize multiple objectives and achieve volume goals
  • Must be able to work in a production/flexible environment
  • Work overtime as needed
  • Strong interpersonal and communication skills to build and maintain professional relationships with clients, customers, and co-workers

If qualified and interested, please forward your resume as a Word.doc attachment to: JillR@AplusPersonnel.com

Banking – CRA Officer

Impact and CRA Officer – Jersey City, NJ                                                               

Our client is seeking an Impact and Community Reinvestment Act (CRA) Officer to deliver, manage and report on the Bank’s Social Impact strategy and CRA compliance. This position reports to the CEO/President.

 Responsibilities:

  • Develop programs and identify opportunities to strengthen the Bank’s social impact, allowing them to deliver on its mission and impact vision.
  • Develop, manage and implement company’s social impact strategy and goals, by working with leadership team, its functional and business units, along with other internal and external business partners including investors.
  • Collect, analyze and report on impact metrics, including requirements for CRA evaluation tests and CDFI reporting, to internal and external constituents on a regular basis.
  • Identify opportunities and complete application process for subsidy funding from sources such as the CDFI Fund and other sources that focus on providing financial and technical assistance to CDFI banks.
  • Provide training and education related to the Bank’s impact program and metrics across the organization to ensure all levels are working towards implementing the impact program as well as contributing towards the impact metrics.
  • Create case studies and/or stories that highlight company’s success in making an impact and delivering on its mission.
  • Develop and maintain policies and procedures for managing the impact program and impact tracking and reporting.
  • Manage internal and external audits; and regulatory examinations related to CRA and other aspects of impact reporting.
  • Participate in projects associated with the strategic objectives of the Bank.
  • Attend conferences and events that would assist the Bank in developing and/or implementing its social impact program and strategy.

 

REQUIREMENTS:

  • Undergraduate degree in a relevant area of study such as, business administration, theology, philosophy, urban planning or finance. Graduate degree desirable.
  • Bilingual in Spanish preferred
  • Relevant work experience in a commercial lending function preferably with a community bank or community development financial institution, or with a community development organization.
  • High degree of self-motivation, dedication, creativity, and perseverance, including flexibility with time and willingness to accept a demanding (and personally satisfying) position.
  • Leadership, teamwork, time management, communication and writing skills
  • Working experience with both private sector financial institutions and public agencies.
  • Computer aptitude, including knowledge of Microsoft Office Suite programs, and other database software.
  • Excellent skills in managing multiple task requiring strong attention to detail.
  • High level of analytical and research expertise
  • Knowledge of banking regulations (OCC and FDIC) and/or Impact Measurement
  • Ability to work independently with limited supervision, has entrepreneurial spirit
  • Must stay current on operational, product, and system changes/enhancements, as well as demonstrate good risk management decisions
  • Able to take “full ownership” of issues until they are completely resolved
  • Dynamic hours, and ability to work flexibly including weekends and some evenings
  • Travel is required and it could be internationally. Candidate must have a valid driver’s license and passport.

 

If qualified and interested, please forward your resume as a Word.doc attachment to: JillR@AplusPersonnel.com

 

 

 

Banking – Consumer Loans Specialist

Summary:

The Consumer Loans Specialist is responsible for the processing of all consumer loans products, home mortgage, home equity, consumer credit card, personal loans and lines, direct auto. Handles all loan documentation required to process and close consumer loans.

Responsibilities:

  • Responsible for reviewing, analyzing, approving individual consumer requests and products within company and industry guidelines.
  • Ensure that all credit applications are completed accurately and within time limits imposed by regulation.
  • Properly track all consumer credit application on an Excel spreadsheet.
  • Contact customers and internal partners to gather information to make appropriate decisions, explain rationale behind credit decision.
  • Prepare, track and send all delineation letters according to Bank policy and industry guidelines in a timely manner.
  • Accurately review financial statements, credit reports, and applicable ratios (i.e. Debt ratios, loan-to-value).
  • Re-negotiate loans based on lending guidelines.
  • Accurately prepare formal credit write-ups and reports for review and approval by Senior Management.
  • Initiate and follow through with receipt of appraisals/evaluations with outside vendor for both new and existing consumer loans.
  • Prepare accurate loan documentation ensuring that documents are consistent and uphold Bank policy and industry guidelines.
  • Coordinate and conduct loan closings with customers.
  • Prepare and send all documents for recordation.
  • Accurately file and maintain all consumer lending activities on both closed and declined loans.
  • Upload loan documents, ticklers and exceptions on Sage Works.
  • Review weekly delinquency reports to determine which customers may require Bank contact to prevent loans from going chronically past due.
  • Adhere to all compliance and privacy standards.
  • Register and maintain Mortgage Loan Origination credential.

 

Knowledge, Skills, and Abilities:

  • College degree or equivalent business experience
  • Knowledge of consumer loan products and compliance related issues
  • 3-4 years experience in consumer lending area
  • Analytical ability to evaluate loans
  • Excellent verbal and written communication skills and possess a high degree of attention to detail
  • Experience in talking with the borrower about loan decisions
  • Intermediate PC and keyboarding skills, including experience with Windows operating systems
  • Ability to handle confidential material in a professional, highly ethical manner
  • Good time management and organization skills to effectively prioritize multiple objectives and achieve volume goals
  • Must be able to work in a production/flexible environment
  • Work overtime as needed
  • Strong interpersonal and communication skills to build and maintain professional relationships with clients, customers, and co-workers

If qualified and interested, please forward your resume as a Word.doc attachment to: Jillr@AplusPersonnel.com

Accounts Payable Clerk – Hoboken

Our client needs your A/P skills for this position!

Responsibilities:

  • Schedule payments for vendors on a weekly basis
  • Reconcile vendor statements daily
  • Filing paid/unpaid invoices daily
  • Apply Visa/manual checks on a daily basis

Requirements:

  • Experience with A/P
  • Proficient with Excel
  • Basic knowledge of A/P

If qualified and interested, please forward your resume as a Word.doc attachment to: JillR@AplusPersonnel.com

Banking – Information Security

Information Security Officer – Jersey City, NJ

This position reports to the SVP/Senior Risk Officer and has overall responsibility for the development, implementation and maintenance of information security. Manages quality control and reporting and ensures compliance with policies and laws and will collaborates with risk partners on information security critical priorities.

RESPONSIBILITIES:

  • Assists the Senior Risk Officer (SRO) and Executive Management in developing an information security strategy
  • Responsible with the SRO, for bank compliance with all policies related to privacy and information security
  • Acts as Liaison between the IT Department and auditors/examiners for all audits and exams
  • Assists with reviews of SSAE 16’s (SOC 1, 2, and 3)
  • Assists in providing Board reporting about information security
  • Handles all information security incidents such as data breaches, identity theft, etc
  • Accountable for staying abreast of evolving information security requirements and assisting the SRO in updating policy
  • Assists in maintaining membership and collaboration with organizations such as FS-ISAC
  • Provide advice to management with regard to moderately complex security issues.
  • Assists in the review, development, testing and implementation of security plans, products and control techniques.
  • Coordinates the reporting data security incidents.
  • Provides technical support to management and staff in risk assessments and implementation of appropriate data security procedures and products.
  • Monitors existing and proposed security standard setting groups. State and Federal legislation and regulations.
  • Identifies and escalates changes that will affect information security policy, standards and procedures.
  • Executes security controls to prevent hackers from infiltrating company information or jeopardizing e-commerce programs.
  • Researches attempted efforts to compromise security protocols. Administers security policies to control access to systems and maintains the company firewall.

 

REQUIREMENTS:

  •  MBA in Business Management desired
  • CISSP certification preferred, and thorough knowledge of bank information security practices required
  • 8+ Years of experience in technology
  • 5+years in information security
  • 5+ years of risk management experience with proven ability to effectively apply risk principles to challenging business situations
  • Must display strong subject matter experience in application security, vulnerability testing and development of a risk appetite
  • Exceptional presentation and communication skills
  • Excellent influencing and problem resolution skills
  • Financial Institution knowledge is strongly desired
  • Sound working knowledge of the overall operations of the Bank
  • Ability to establish credibility and rapport; knowledgeable and personable looking for ways to improve the operations of the Bank
  • Excellent communication and interpersonal skills
  • Ability to demonstrate and coach exceptional customer service
  • Ability to communicate and function professionally with all levels of personnel and business partners across the organization
  • Understand how to present features and benefits of product and services to customers with differing needs
  • Must stay current on operational, product, and system changes/enhancements, as well as demonstrate good risk management decisions
  • Able to take “full ownership” of issues until they are completely resolved
  • Unpredictable hours, ability to work long hours including weekends and some evenings

If qualified and interested, please forward your resume as a Word.doc attachment to: JillR@AplusPersonnel.com

Administrative Assistant – Parsippany, NJ

Administrative Assistant – Parsippany, NJ

Our client needs your administrative expertise to support their National Sales department!

Responsibilities Include:
•    Maintain the National Sales database
•    Manage all sales records through the Salesforce Program
•    Research potential clients
•    Monitor progress towards achieving National Sales goals
•    Track attainment of sales goals and take action as needed to ensure success
•    Compile monthly sales activity reports and briefs
•    Update the VP of Global and National Accounts on the sales activity

Requirements:
•    MUST have Salesforce Experience
•    MUST have strong Excel and Word skills
•    MUST be organized and detail oriented
•    Possess strong multi-tasking skills
•    Must be well-spoken with strong interpersonal skills
•    Must be punctual and dependable

If qualified and interested, please submit your resume as a Word.doc attachment to:  JillR@AplusPersonnel.com